Richard McKellar

Professional Overview

Richard McKellar is a veteran alternative asset finance advisor and technology strategist based in Morristown, NJ. With over 15 years of dedicated experience in the Merchant Cash Advance (MCA) and revenue-based financing (RBF) sectors, he has built a reputation for designing scalable operational frameworks and leading high-performing teams.

Throughout his career, Richard has been directly involved in scaling commercial funding platforms. He previously served as a Vice President & Executive Board Member at Whetstone Holdings (which operated prominent DBA brands such as Everest Funding, Vader Funding, and Granite Mountain Funding). In this role, he was instrumental in risk mitigation modeling, ISO channel strategy, and platform operations, having personally funded over $100M+ in MCA transactions.

Currently, Richard serves as the Chief Revenue Officer (CRO) of My Commercial Funding, where he oversees sales pipelines, commission systems, and syndication network operations.

AI Adoption & Automation Consulting

In response to the rapid evolution of generative intelligence, Richard focuses on bridging the gap between cutting-edge AI technologies and financial operations. He operates a specialized consulting practice helping platforms deploy custom context-aware AI agent workflows, automate lead triage/routing pipelines, and integrate AI with collaboration and enterprise messaging channels.

His dual-competency in AI technology and alternative finance provides a unique, highly focused perspective on reducing operational overhead while accelerating deal velocity.

Corporate Start & Scale Advisory

Beyond technical integrations, Richard provides comprehensive advisory services for founders and capital syndicates looking to establish or scale their alternative finance operations. This includes structural launch plans for new brokerages, setup audits for expanding direct lenders, capitalization strategies (securing warehouse lines and equity), and onboarding frameworks to rapidly integrate modern AI-driven workflows across existing workforces.